As the time pass by, people will getting old, including you and I. At the young age you have a lot of strength do earn work and earn money. But as the ages, your strength will reduce as well as your brain work. When it happen to you, it is the time for retire from your work.
But the need of money is never stop, so before your retire, you have to prepare your financial condition, so you will not fall in poverty after retire.
Retirement saving is one way to prepare your retirement when your salary is cut off to be save at bank saving and you can use it after your retire.
But this saving will not give you continuous profit; after the money is run out then it is over. If you want continuous profit you should choose investment with buy and sell something profitable continuously.
Shares or currency exchange is one famous investment you may choose. The stock and currency exchange market is never stop to operating. If you can manage your investment you will get continuous profit from it.
If you scare with the risk of stock investment due to unstable condition, you can choose more stable investment at gold funds investment. Gold price is tending to increase over time so you the risk of lose money is minimum.